📌Terms of Use

Introduction

Welcome to PAR4. These Terms of Use govern your use of our self-sustaining lending application. By accessing or using PAR4, you agree to comply with and be bound by these Terms of Use. If you do not agree, please do not use our services.

Use of Services

Eligibility

You must be at least 18 years old to use PAR4.

Account Registration

To access certain features, you may need to create an account. Ensure all information provided is accurate and up-to-date.

Prohibited Activities

• Unauthorized Access: Do not attempt to gain unauthorized access to our systems.

• Illegal Activities: Do not use PAR4 for any unlawful activities.

• Harmful Conduct: Do not engage in any conduct that disrupts or harms the community or our services.

Lending and Dividends

Active Loans

Borrowers can earn dividends based on their active loans. Ensure all loan agreements are followed.

Cashbacks from Accrued Interest

Members may receive cashbacks from accrued interest on their loans. Terms and conditions apply.

Privacy

Our use of your data is governed by our Privacy Policy. By using PAR4, you consent to our collection and use of your data as described in the Privacy Policy.

Disclaimer of Warranties

PAR4 is provided "as is" without any warranties. We do not guarantee the accuracy or reliability of our services.

Limitation of Liability

We are not liable for any indirect, incidental, or consequential damages arising from your use of PAR4.

Indemnification

You agree to indemnify and hold us harmless from any claims arising from your use of PAR4.

Termination

We reserve the right to terminate or suspend your access to PAR4 at any time, without notice, for any reason.

Changes to Terms

We may update these Terms of Use from time to time. Continued use of PAR4 indicates acceptance of the new terms.

Governing Law

These Terms of Use are governed by the laws of the Philippines.

Contact Information

For any questions or concerns, please contact us at https://discord.com/invite/uqt5Y7HuTp.