> For the complete documentation index, see [llms.txt](https://tech-app.gitbook.io/par4/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://tech-app.gitbook.io/par4/community-standard/disclaimer.md).

# Disclaimer

<figure><img src="https://2495795979-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FackEEqkQNcH3APdMsMej%2Fuploads%2FTF53IkjRjEQbgqlzBI2Y%2FPAR.disclaimer.jpg?alt=media&amp;token=d2c30e4c-3ba0-40fe-bd0d-692ab10ea283" alt=""><figcaption></figcaption></figure>

PAR4 is a [Decentralized](/par4/glossary/decentralized.md) Lending and Borrowing [Protocol](/par4/glossary/protocol.md). [Cryptocurrency](/par4/glossary/crypto.md) is highly volatile and using it involves certain risks. As a user of our protocol, you are in agreement that you are aware of these risks, and that all liability resides with you. Try to be as careful with your funds as we are with our code.