💡Unique Value Proposition

Why build PAR4 and what do we try to solve?

These are:

1. Repetitive forms

2. Cumbersome payments

3. Divulging personal data

4. Lack of incentives

5. Variable interest rate

6. Low LTV Ratio

7. Forced liquidation risk

8. Platform Implosion Risk

Our Solutions include:

1. Streamlined Lending Process

2. Fixed 1% Monthly Interest Rate

3. Flexible Terms to Repay Anytime

4. Up to 80% Loan-to-value

5. No Liquidation Risks on Bear Markets

6. Dividends for users with active loans

7. 15% cashback per loan repayment

8. Low Transaction Fees

9. Implosion Preventive System

10. ICP Enhanced Security